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If driver is involved in an accident but does not have liability insurance then that driver is prevented from recovering for pain and suffering for the at fault driver's insurance company However the fault free driver you can recover for property damages loss of earnings and medical expenses incurred.

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If you were in a car accident and the other driver denies liability you still have the legal right to pursue damages Your case must establish how the accident happened and who is liable for resulting injuries and damages.
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If someone hits your car you should call your insurance company But first you'll probably want to call the police especially if the damage is severe there are any injuries or the accident was a hit-and-run.
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In Alberta the government recommends that you advise your insurance company regardless of which driver was at fault as soon as possible.

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